# Lend Through the Lend feature, you can use NFTFi service even without owning any NFTs. Invest in crypto asset lending using NFTs provided by NFT owners as collateral. Explore various products that are listed as auctions and place your bids on the ones you find appealing. Seize investment opportunities by participating in auctions with favorable conditions. You can check the bidding results after the auction period ends. If you successfully win the bid, you can receive the lend amount along with lend rewards after a 90-day period. Even if the borrower repays the lend amount early, the lend rewards remain unchanged and are received accordingly. In the event that the borrower fails on the repayment, the procedure for transferring ownership of the collateral NFT will be initiated. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.wemix.com/nile-en/nftfi/lend.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.